Carter Pape is a reporter
for American Banker

journalism

I have built my journalism through local and trade journalism. Below is some of my best work.

How quantum computers work and how banks can use them

a quantum computer cooling chandelier on display

Adobe Stock, licensed for exclusive use

As quantum computing grows in relevance to the financial services sector, this reference article overviews the underlying principles of the technology and what consequences it has for banks.

Main Street banks can avoid Wall Street's WhatsApp fines. Here's how.

American flags wave behind the street signs in New York, New York for Wall St. and Broad St.

Roman Lipovskiy/Adobe Stock, licensed for exclusive use

After the Securities and Exchange Commission issued $1.8 billion in fines against 11 investment banks and their affiliates over recordskeeping violations, I wrote about how retail banks could avoid crossing the same lines.

HB 224 authors say Grand’s August amendments satisfy legislative intent

Grand County Courthouse

photo by Carter Pape, licensed for exclusive use

This story assuaged fears that changes in August 2020 to Grand County’s form of government might have been unlawful. Though a judge ruled on the county’s form of government days before this story published, he avoided the core issue of whether the August amendments were legal.

Some Moabites feared that a follow-up lawsuit could force the county to adopt a three-person commission form — a worst-case scenario for most locals, but a best-case scenario for some. That scenario has not manifested to date, and no such lawsuit has been brought.

The housing affordability series

aerial view of Cinema Court Apartments, with neighboring single-family homes in the background

photo by Carter Pape, licensed CC BY-SA 4.0

This five-week series dug into the solutions that exist for alleviating upward pressures on housing prices in Moab and the lack of diversity locally in available housing types.

Fox Corp. CEO acquires property, rock art along Mill Creek

two houses sit in the shadows in Mill Creek near Moab, Utah

photo by Carter Pape, licensed CC BY-SA 4.0

After the CEO of the Fox Corporation purchased a property along Mill Creek at the end of 2019, we spoke with a friend of his about the plans for cultural artifacts on the land.

Schools urge all parents to sign up for free, reduced meals. Here’s why.

a child gets lunch at a school cafeteria

photo by CDC on Unsplash

In Grand County, as in many places, there can be a stigma attached to qualifying your child for free and reduced meals. Parents benefit the community at large when they apply anyway.

A new conflict could cost Grand hundreds of new homes

aerial view of the Peak View Subdivision in Spanish Valley, south of Moab, Utah

photo by Carter Pape, licensed for exclusive use

This story was the first in continued coverage on a change in posture by Grand County toward developers participating in its High-Density Housing Overlay ordinance. The shift has slowed the development of affordable housing in the valley.

The lives touched by Margaret Hopkin

Athan Hickman and Margaret Hopkin pose with a coin collection

Photo courtesy of Grand County School District, licensed for exclusive use

When former Grand County School District Superintendent Margaret Hopkin died at the end of 2020, the Moab community rallied around a push to name a soon-to-be-completed middle school after her. This report told the story of why.

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last updated Feb. 8, 2026